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Social security benefits are mostly known for those of partial or full retirement age,though there are several different types of benefits,such as survivor benefits. The official name of the program is Old-Age Survivors and Disability Insurance (OASDI) which helps your spouse or dependents receive a passed-on spouse’s social security benefits on top of their own.
Below you’ll find information that gives a more in-depth understanding of a widow’s social security benefit derived from their spouse and some advice on how to navigate the complex rules of the program.
Who Qualifies for Social Security Survivors Benefits?
To qualify for social security survivor benefits,you’ll have to meet the requirements for eligibility,which include:
- You must be a widow or widower of any age who is caring for the deceased’s child or children under the age of 16,or who are disabled.
- Step-children,grandchildren,step-grandchildren,and adopted children can be included under certain circumstances
- A widow or widower who is 60 years older or more who has not remarried
- Any unmarried children of the deceased who are younger than 18 years old or have a disability that surfaced before 22 years old.
- Parents that are 62 years or older that were dependent on the deceased for at least half of their income and whose social security income would not be larger than of the deceased’s children.
- A surviving divorced spouse may receive benefits if they meet other eligibility requirements
Another point of qualification is shared with social security retirement requirements,meaning you would have to have worked a certain number of years and gained the proper amount of credits each year for your loved ones to be eligible for the benefits.
How are Social Security Benefits Calculated for a Widow?
How the benefits are calculated for a widow can quickly become complex as there are several provisions for different circumstances. One such provision is the one-time death benefit payment of $225,which can be issued if the deceased spouse either lived with the widow(er) or was receiving social security benefits on their record. If there is no surviving spouse,the one-time payment can be given to a child who is eligible for the benefits. Another provision is if the death leaves a spouse with dependent children,which allows the benefits to be paid to them if the deceased had earned at least 6 credits within the three calendar years prior to their passing.
To gain the benefits,a specific amount of credits are needed to be eligible,depending on the age of the spouse who has passed. The younger they are,the fewer credits are needed,but the maximum required is 40. Also,just as with the Social Security Administration’s retirement SSI program,the amount of survivors benefits depends on the average lifetime earnings of the spouse who passed. The more that was earned,the higher the benefit till a maximum amount is reached.
How Big Can the Benefits Be?
The benefits survivors receive can depend on their age and the type of relationship they had with the deceased:
Widow(er) Benefits
If at the full retirement age,the surviving spouse can receive the total amount of the deceased’s benefits. If they are between the ages of 60 and full retirement age,they can receive between 71% to 99% of the amount. A disabled spouse between 50 and 59 years of age can receive up to 71%,and a spouse caring for a child under the age of 16 at any age can receive up to 75%. A divorced spouse,if they qualify as previously mentioned,can receive the same amounts listed above.
Children and Parent Benefits
Children under the age of 18,or 19 if still in school or disabled,can receive 75% of the deceased parent’s benefit. A parent that is dependent on the deceased is eligible to receive 82% of the benefits,but if both parents are alive and were dependents,then they each can collect 75%.
As you can see,it can become quite complicated to ensure you receive your social security from your loved one. Here at Marken Law Group,we have a comprehensive understanding of social security benefits for surviving spouses. We understand how stressful benefits can be and don’t want to add to your plate during this sad and stressful time. Partner with an experienced ally that is by your side from start to finish with a qualified social security lawyer to help you through this process to secure your benefits.
Secure Your Social Security Benefits Today
The practice of energy healing has gained popularity in recent years,not only for humans but also for our beloved animal companions. This holistic approach to healing recognizes that animals,like humans,possess an intricate energy system that can be influenced and balanced to promote physical,emotional,and psychological well-being. In this article,we’ll explore the concept of energy healing for animals,its benefits,and various techniques used to facilitate healing.
Understanding Animal Energy
Just as humans have a subtle energy system composed of chakras,meridians,and aura,animals also possess an energy field. This energy system plays a crucial role in maintaining their overall health. When this energy becomes imbalanced,it can lead to physical or behavioral issues. Energy healing for animals seeks to address these imbalances and restore harmony within their energetic framework.
Benefits of Energy Healing for Animals
Stress Reduction: Animals,much like humans,can experience stress due to various factors such as changes in their environment,medical procedures,or trauma. Energy healing can help alleviate stress and anxiety,promoting a sense of calm and well-being.
Pain Management: Energy healing techniques can be used to complement traditional veterinary care in managing pain and discomfort in animals. This is particularly beneficial for animals with chronic conditions like arthritis.
Accelerated Healing: Energy healing can facilitate the body’s natural healing processes,potentially speeding up recovery from injuries or surgeries.
Emotional Balance: Animals,especially those who have experienced trauma or abuse,may have emotional scars that manifest as behavioral issues. Energy healing can help release emotional blockages and promote emotional healing.
Improved Behavior: Energy healing can help address behavioral problems in animals by identifying and addressing underlying energetic imbalances that may contribute to aggressive or anxious behavior.
Energy Healing Techniques for Animals
Qigong Energy Healing: Pet healing can usually happen quicker than with people because they don’t have a lot of the mental blockages and defense mechanisms that can block the flow of energy. Clearing these obstructions will help them absorb the positive life force energy they need and help their body naturally restore its energy balance.
Reiki: Reiki is a Japanese healing technique that involves channeling universal life force energy through the practitioner’s hands to the animal. It promotes relaxation and accelerates the body’s natural healing abilities.
Acupuncture and Acupressure: These techniques involve stimulating specific points on an animal’s body to balance their energy and alleviate physical and emotional issues. Acupuncture uses thin needles,while acupressure uses gentle pressure.
Crystal Healing: Crystals emit specific energies that can be used to balance an animal’s energy field. They can be placed near the animal or incorporated into jewelry or accessories.
Healing Touch: Healing touch involves the practitioner using their hands to detect and balance energy imbalances in an animal’s body. It can be particularly effective in relieving pain and promoting relaxation.
Flower Essences: Flower essences are vibrational remedies that can be administered orally or topically to address emotional and behavioral issues in animals.
Energy healing for animals is a gentle and non-invasive approach to promoting their well-being. It complements traditional veterinary care and can be particularly beneficial for animals dealing with stress,pain,emotional trauma,or behavioral issues. By acknowledging and addressing the energetic aspect of animal health,we can provide our furry friends with a more holistic and comprehensive approach to healing and happiness. Always consult with a trained and experienced energy healer or veterinarian when considering energy healing for your pets.
Have you ever wondered how to fast to lose weight https://www.timesofisrael.com? Well,let me introduce you to a game-changing approach called time-restricted eating. By restricting your eating window,you can unlock a multitude of health benefits and achieve your weight loss goals. Let’s dive into the incredible advantages of this practice and discover why it has become so popular among health enthusiasts.
Regulating Appetite and Reducing Calorie Intake
One of the key benefits of time-restricted eating is its ability to regulate appetite,ultimately leading to reduced calorie intake. When you limit your eating window,your body becomes more attuned to hunger and satiety cues. By condensing your meals into a specific timeframe,you naturally consume fewer calories throughout the day.
Imagine this: instead of mindlessly snacking all day long,you establish an 8-hour window where you can eat. This restricted timeframe allows you to focus on nourishing meals that keep you satisfied for longer periods. As a result,cravings diminish,and overeating becomes less likely. It’s like having a built-in portion control mechanism!
Impact on Metabolic Health Markers
Beyond curbing appetite and calorie intake,time-restricted eating also positively affects metabolic health markers such as blood sugar levels and cholesterol. Research has shown that practicing time-restricted eating can lead to improved insulin sensitivity,which helps regulate blood sugar levels.
When we eat throughout the day without any time restrictions,our bodies constantly release insulin in response to food intake. Over time,this continuous insulin production may lead to insulin resistancea condition associated with high blood sugar levels and increased risk of type 2 diabetes.
By implementing an eating windowlet’s say from 10 am to 6 pmwe allow our bodies ample time for digestion and rest before bedtime. This rhythmic pattern supports optimal metabolic function by preventing constant spikes in insulin levels. As a result,blood sugar levels stabilize,reducing the risk of metabolic disorders.
Improved Digestion and Gut Health
Another fascinating benefit of time-restricted eating is its positive impact on digestion and gut health. When we provide our digestive system with regular breaks from food intake,it can focus on efficiently processing and absorbing nutrients.
Think about it this way: if you’re constantly snacking or eating late at night,your digestive system never gets a chance to fully process each meal. This can lead to issues like bloating,indigestion,and even disruption of the gut microbiomea community of beneficial bacteria that plays a crucial role in overall health.
By adopting time-restricted eating practices,you allow your body sufficient time for digestion and repair. This promotes optimal gut health by ensuring proper nutrient absorption and maintaining a balanced microbiome. A healthy gut translates to improved overall well-being.
Supporting Circadian Rhythms for Better Sleep Quality
Did you know that consistent meal timing through time-restricted eating can support your circadian rhythms? Our bodies have an internal clock that regulates various physiological processes,including sleep-wake cycles. Disrupting these rhythms can negatively impact our sleep quality.
When we eat late at night or have irregular meal times,it confuses our internal clock. Late-night meals may interfere with the natural release of melatoninthe hormone responsible for promoting sleepand disrupt our sleep patterns.
However,by adhering to a specific eating windowlet’s say from 8 am to 4 pmyou align your mealtimes with your circadian rhythms. This synchronization promotes better sleep quality as your body follows its natural rhythm without interference from late-night digestion processes.